About Us

Michigan Insurance AgencyThe Gene Harris Agency has been serving families and businesses with their specific insurance planning needs for over 40 years. Our goal is not just to sell you a policy but to look at your specific situation and provide solutions that will protect you, your business and your family from potential losses that would be financially devastating for most families. The professionals at the Gene Harris Agency are not just insurance salespeople; they are also customers that face the same risk of loss as thousands of our other clients.

We have our own families and property that we need to protect and being able to access our insurance companies directly to learn the latest in insurance policy provisions and strategies is a valuable benefit that all of our clients have access too. Become a member of our family and enjoy the peace and security that the professionals at the Gene Harris Agency can provide you with all of your personal and business insurance needs.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Gene Harris Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.

April 3rd, 2013 by Gene Harris Agency